FHA/VA loans welcome. One owner, well maintained & exceptionally cared for 4 bed 3 bath newer split quad level located in Chicago Ridge-Worth Schools. Pride of ownership w/nothing to do but move in. Natural tones, cathedral & raised ceilings and timeless woodwork make this home very elegant. Entertain in this open layout concept home in which living, dining & kitchen are located on main level while majority of bedrooms are located on upper level. Eat in kitchen is equipped w/solid wood cabinets, stylish granite countertops (lots of counter space) , SS appliances, recessed lighting & skylight bringing in natural light. Enough of room for a breakfast table space also! Lower level features family room with easy to maintain gas fireplace, decorative accent wall, recessed lighting & one more bedroom & bath, making for an extra bedroom, good related living arrangement if needed or a terrific office/guest bedroom space. All bedrooms are a good size w/spacious closets. Master en suite w/full bath with double sink, granite counters and glass shower door surrounding detailed tiled shower enclosure. Other bathrooms feature soaking tub, tiled shower with a glass door, solid wood cabinets & granite counter tops. Attached 2 car garage w/additional driveway parking space. Fully fenced in backyard w/side patio conveniently leading to kitchen area. Buyers can finish basement as they please or ultilize it as additional storage. Minutes from Metra Station, Highway Access, Restaurants & Shopping.